Financing and Insurance

We're making dental care affordable and accessible to our patients.

Accepted Insurance

Merit Dental accepts most dental insurance plans,* including plans from:

Aetna
Ameritas Dental
Delta Dental
FEP
MetLife
United Concordia
UnitedHealthCare

Check your Merit Dental office page for the specific insurance plans they accept. Please call your office with any insurance questions.

*This is not a comprehensive list, and is subject to change.

After your appointment, we will submit your claim to your insurance company. If you have a deductible or a co-pay due for services provided, those fees are due at the time of service. We provide you with a complete estimate before we perform any treatment. We’ll make every effort to maximize your dental benefits. However, each dental plan has its own coverages and limits. To completely understand what your dental benefits plan covers, contact your employer or insurance company. Please contact your insurance provider to verify coverage and acceptance.

Cash Payments

For services not covered or not submitted to insurance, we accept cash, check or major credit cards. We do ask for payment at the time of service.

Dental Discount Plan

For patients without insurance, we offer an exclusive in-house dental discount plan. The Essential Smile Plan provides you and your family access to the dental care you need at a discounted rate. Members will receive 50% off dental exams and 30% off cleanings, X-rays and other preventive procedures. Plus, receive 20% off all other services from any participating provider at Midwest Dental, Mountain Dental®, Merit Dental® and Merit Dental® practices nationwide.

The best part is because this isn’t insurance you’re guaranteed acceptance and you can use the plan right away. Visit essentialsmileplan.com to learn more and join the plan today.

*Not available in Brunswick, Okemos, Sandusky, Sinking Spring.

Financing

Have you been putting off needed dental work because you can’t afford it? Merit Dental accepts CareCredit, which offers you the flexibility of monthly payments. CareCredit offers promotional financing for 6, 12, 18, or 24 months* on qualifying purchases of $200 or more [after discount] at enrolled provider locations made with your CareCredit credit card account. Please read and understand the CareCredit terms and financing options.

Visit www.carecredit.com for more information, or click the CareCredit icon on your Merit Dental office page to apply now.

*Subject to credit approval. Minimum monthly payments required. See carecredit.com or ask your provider for details.